How to Check Indian Overseas Bank Account Balance Online | Step-by-Step Guide

Indian Overseas Bank allows its savings and current account customers to check their account balance by many online and offline methods. You can visit the nearest branch to check your account balance, but it is not always possible to do so.

In such condition, you would want to get the information online from their homes, without having to search for a branch.

Indian Overseas Bank also offers internet banking, WhatsApp banking, mobile banking, and missed call and SMS banking services.

As some of these services require you to get your phone number register to get the information.

How to Check Indian Overseas Bank Balance Online via Internet Banking?

Follow These Steps :

1. Visit the Indian Overseas Bank’s internet banking portal.
2. Click on the Personal Login button in the top-right corner of the screen.
3. Enter your user ID and password.
4. Select Accounts from the drop-down menu.
5. Fill in the image captcha to complete the login process.
6. Tap on the View Account Details button.
7. Lastly, click on Check Account Balance to view your updated account balance.

How to Check Indian Overseas Bank Balance Online via Mobile Banking?

Follow These Steps :

1. Download the IOB Connect app from Google’s Play Store or Apple’s App Store, depending on the phone you use.
2. The app will ask you to set up mobile banking before proceeding.
   Make sure you are using the SIM with the register mobile number to complete this process.
3. When set up, enter your account details and card information.
4. Your dashboard will appear with the associate debit card.
5. Click on the Unhide account balance button under your account number.
6. The page will refresh to show you the updated account balance.

How to Check Indian Overseas Bank Balance Online via Missed Call or SMS Banking?

Follow These Steps :

1. Open your phone app.
2. Dial one of the two missed call numbers, 9210622122 or 9289222029, from your register phone number.
3. After a few rings, the call should automatically hang up.
4. Also, you can SMS BAL to 8424022122 from your register phone number.
5. Indian Overseas Bank will send you a text message to the same phone number within a few minutes with your updated account balance.

How to Check Indian Overseas Bank Balance Online via WhatsApp Banking?

Follow These Steps :

1. Open your phone’s dialler and save the Indian Overseas Bank’s WhatsApp banking number 9677711234.
2. Now, open WhatsApp and search for the bank’s contact.
3. Send “Hi” from your registered phone number.
4. The chatbot will present you with a preset menu.
5. Select View Account Balance.
6. The chatbot will shortly send you the updated account balance in the same chat window.